Many in the United States seem to have forgotten that with freedom comes responsibility

The Declaration of Independence asserts that all people have the right to “life, liberty and the pursuit of happiness.”  We often distill this powerful phrase and the holiday of July 4th into one word: freedom.  For example, I just inputted “July 4th + freedom” into Google and found more than 12.5 million responses.  Inputting “Declaration of Independence + freedom” into Google yields more than 9 million hits (and the word does not appear in the document).

But often people bandy about freedom as a cover for selfishness: freedom from taxation, freedom from regulation, freedom to pollute; even freedom for people with a history of mental illness to carry guns (a truly scary National Rifle Association sponsored movement analyzed in a fine article in this past Sunday’s New York Times.)

In their pursuit of their own selfish ends, many people nowadays forget that with freedom comes responsibility—responsibility to fellow human beings, the community and the Earth.  For the past 30 some odd years, we have lived in a great age of selfishness, as exemplified by Ronald Reagan’s favorite joke about two people who see a bear in the woods.  The first says, “I hope we can we outrun the bear,” to which the second says, “I just have to outrun you.”

I’ve been visiting Toronto this past week, relying on the wonderful mass transit system.  In taking an escalator from the subway platform to street level at rush hour, I had an experience that really symbolized to me how selfish we have become in the United States.  It may seem like a small thing to some readers, but maybe not.

Let me preface my story with the fact that I am a dedicated walker.  When I get on an escalator or a people mover, I want to keep walking. 

In the United States, virtually every time I take an escalator or people mover during rush times there are people standing across the width of the conveyor, and often when I say, politely, “Excuse me,” so I can keep moving, they frown at me or look at me as if I were crazy.  Once in the Washington, D.C. subway, a man got very hostile, as if I was the offending party.  A few minutes later, a woman who looked to be his significant other came over to me on the platform to apologize, saying that he didn’t know one was supposed to stand right to let other people move by on the left. The excuse didn’t hold water, since their clothes and shopping bags from upscale stores suggested that they probably ride a people mover at an airport from time to time and so have heard that ubiquitous recorded chant of “stand right so people can walk left.” 

Now to Canada:  The escalator had people standing on it packed tight on every step from bottom to top, and every one of them was standing right and squeezing to the wall a little, so that people could move by them!!!  By the way, there was no sign telling them to stand right. 

In other words, people were thinking of others and their needs.

A little thing, you might say, but let’s remember that Canadians contribute more to the common good through paying higher taxes, which fund Toronto’s extensive mass transit system, lower costs for higher education, and a state-run healthcare system, which although much maligned in the United States, produces better results in terms of infant mortality and life expectancy than our system currently does (at a much lower cost). 

I’m not saying things are perfect in Canada.  What I am saying is that the escalator experience showed me once again that people in the United States have grown selfish and that it’s killing our society.  We see our roads deteriorating and our public schools choked to death by a lack of funding, and yet we won’t raise taxes.  Large corporations and industry associations that know about the threat of global warming still insist on gutting or stopping environmental regulations.  Physicians refuse to treat Medicare/Medicaid patients.  To sell a few more guns, the industry-fed NRA fights for the right of mentally ill people like the Virginia Tech mass murderer to own and carry firearms.  In Allegheny County in Pennsylvania, where I currently live, very few politicians dare to support reassessment of property taxes, even though that under the current system people in poorer neighborhoods and municipalities pay more than they should in property taxes and people in wealthy areas pay less than they should.

Now some may say that standing right so others can move ahead of you is simply a matter of politeness, but isn’t politeness an aspect of showing concern for others?  Whether it’s not extending unemployment benefits or cutting Social Security benefits so that we don’t have to (god forbid!) raise taxes, what we see is a lack of concern for others.  On an escalator, it’s merely irritating.  In the halls of Congress and our state legislatures, this lack of concern threatens to plunge us into another deep depression and make the Earth unlivable for human beings and other creatures.

The war that’s ended twice is still going on, much to the delight of military contractors.

The news this morning that U.S. military casualties in Iraq are at their highest since 2008 must have surprised many people who thought the war ended last August.  And those Rip van Winkles among us who just woke up after falling asleep when Bush II stood on an aircraft carrier and declared the war over in 2003 must be completely disoriented.

The death count among our 50,000 troops in Afghanistan in June has been 15 dead, 14 in hostilities.  There has been no report if there have been any deaths among the 100,000 contractors who work for private profit-making companies still performing military services in Iraq.  In the old days, we called them mercenaries.

Last August, President Obama declared that the U.S. combat mission in Iraq would end that month.  But now there’s combat after the end of combat.  Maybe what Obama meant to say was that our forces would cease to attack in Iraq, but only fight back when attacked. 

American presidents have declared the Iraqi War over twice now, once by Obama last August and once by Bush in 2003.  And yet it goes on, as do the wars it has spawned in Afghanistan and Pakistan.  Both presidents used overly fine definitions of war’s end to make their case: Obama defined war’s end as the end of a narrow understanding of combat; Bush defined it as the end of major hostilities.  But the combat and the hostilities continue.

These guys went to Harvard and Yale, and at least one was not a legacy (who, as research has shown, receive a much bigger break in getting into colleges than athletes or minorities).  I guess that along the way Bush and Obama never learned that the end of a foreign war either means a country takes all its troops out or that it crushes all but the faintest wisp of an opposition.

Meanwhile, the cost of all these wars has now passed $2.3 trillion, according to a report just released by Brown University’s Watson Institute for International Studies.  The Institute estimates that the final cost will be $4.4 trillion by the time we’ve provided care to all the vets whose bodies and minds the war destroyed.  That’s more than $100,000 per U.S. citizen.  That money would go a long way in fixing our roads and bridges, investing in alternative energy and mass transit, educating our youths and helping our aged and poor.  Instead a large part of it is lining the pockets of the owners and operators of the private companies that now perform military tasks that our armed forces once did for themselves.

There was never a reason to be in Iraq and the reason to be in Afghanistan and Pakistan ended when we captured (and then illegally assassinated) Osama bin Laden.  It’s time to start using the standard definition of war’s end and pull all the troops out.  I’m not a military expert, but I don’t see why it has to take more than six months or so to get everyone home.  And by everyone, I mean troops and mercenaries.

Let’s just admit we made a big mistake and leave. 

Do people not know what a liar Michele Bachmann is, or don‘t they care?

My first real awareness of Michele Bachmann came about a year ago when she proclaimed from the Conservative media rooftops that 2 million people attended the Glenn Beck march in Washington.  That was 25 times the number that scientific methodologies counted for this much overblown rally.

I thought it amazing that Bachmann could so diffidently throw around what she must have known were false numbers.  The immediate contrast was with Sarah Palin.  Palin seemed to be truly ignorant, whereas Bachmann projected a knowing cunning, as if she knew she was exaggerating far beyond the point of fibbing.

Now Politifact has done one of their truth analyses of Bachmann’s statements.  Politifacts looked into 26 provocative statements Bachmann has recently made, selected at random. 

Politifact likes to rate statements in six descriptive categories, and here’s how Bachmann’s 26 statements fared:

  • TRUE:      1
  • MOSTLY TRUE: 0
  • HALF TRUE: 2
  • BARELY TRUE: 5
  • FALSE: 11
  • PANTS ON FIRE: 7

Basically, Bachmann told the truth once (4%), proffered a semi-truth or a stretcher 7 times (27%) and lied out-and-out 18 times (69%).

Here are a few of Bachmann’s more outrageous lies:

  • The President released all of the oil from the Strategic Oil Reserve.  President Obama released a mere 4% of the reserve.
  • The price of throwing a barbecue on Memorial Day weekend was 29% more this year than last year.  Nationally, the real increase was 3%
  • Small businesses with $250,000 in gross sales are looking at a massive tax increase.  The tax increase would be on profit not gross sales, making this one of the smarmiest of the lies.
  • The top 1% of wage earners pay about 40% of all taxes to the federal government.  Wrong again, Michele! It’s only about 28%.

And on and on, lie after lie after lie, some almost criminally absurd.

The question is why such a bald-faced liar is getting so much coverage in the media?

What if Bachmann gains a head of steam like Dukakis or Obama did and sweeps through the caucuses and primaries?  Can the Republicans responsibly nominate for either president or vice president someone who continually lies on the factual level?  We’re not talking about the typical conceptual lies and convoluted reasoning about free markets.  Nor are we talking about an abiding faith that distorts the analysis of every phenomenon.  And we’re not talking about pretty euphemisms or false labeling.

No, we’re talking about an extreme pattern of constant lying about facts to make her case.  We’re talking about someone who told the absolute truth 4% of the time.  How can we have a president whom we can’t trust?

Bachmann, Palin and their ilk get popular because the news media give them plenty of opportunities to tell the people what they want to hear.  Like Reagan’s welfare queens, Bachmann’s lies and Palin’s misunderstandings play into the long-standing myths, prejudices and beliefs of a hardcore minority of the country—maybe 20-25% of our citizenry.  The main stream news media  panders to the beliefs of this minority by letting them set the stage for discussions of debt ceilings, education, war, torture, abortion, and virtually every other issue save (at least lately) gay marriage.

But once again, I wonder, have the moneybags and the media mavens thought through the possible outcome of giving their attentions to Michele Bachmann?  Couldn’t they have found another female Conservative horse to ride, perhaps Nikki Haley or Cathy McMorris Rogers?   

Of course, it takes the proffering of lies to argue in favor of many conservative positions, such as loosening environmental regulations or lowering taxes. Bachmann enables the media to avoid doing the lying themselves.  Instead, they can quote Bachmann telling the lies.  The false ideas get out, and yet the media maintains a fiction of journalistic objectivity.  So instead of her habitual lying serving as a barrier to Bachmann leaping onto the national stage, it may be in fact the reason she is able to take the leap.

Bomb Afghanistan, buy reverse mortgage, slash payroll tax: the weekend saw a lot of stupid ideas

Is it something in the water?

Or maybe it’s a weird side effect of Fukushima radiation hitting the American shore?

Or maybe it’s because our political and policy-making classes have all been drinking the same free market Kool-Aid? Lapped up, as we know, from the troughs of large multinational corporations, banks and the ultra wealthy.

Whatever, doesn’t it seem as if a lot of so-called experts had a case of the “stupids” this past weekend?  That, at least, is the impression one would get from reading The New York Times.

Here are three stupid ideas proposed by experts in New York Times articles each wrote this past weekend.  All use a convoluted logic that would drive Friar William of Occam to seek a sharp object.

Let’s start with the most grotesque idea, and it comes from Gideon Rose, the editor of the beltway periodical Foreign Affairs.   In his Sunday Times opinion piece, Rose raises the fear that the drawdown of troops that President Obama plans for Afghanistan will lead to a rout.  He never defines what he means by a rout, but it must be something more than the confused fleeing that took place when the U.S. evacuated Saigon in 1975.

And yet, Rose proposes that to exit Afghanistan Obama follow Nixon’s strategy for winding down the Viet Nam War.  Rose speaks of that strategy in a generalized and squeamish manner, describing Nixon and Kissinger as “masking their withdrawal with deliberate deception and aggression.”  He doesn’t define what that phrase means exactly, so I will: What Nixon did was to institute massive bombing of North Viet Nam including civilian zones.  

Rose employs a tautology in his lame attempt to prove that escalating aggression—oh, heck, let’s just call it massive bombing—is the best way to exit Afghanistan: His proof that you should not announce troop withdrawals and that you should escalate aggression is his claim that these are the first two rules of withdrawal.  It’s a classic tautology: A equals B because A equals B.  His other proof is the Viet Nam War’s ending, which most histories portray as lengthy, bloody, shameful and unsatisfactory to American interests. 

Rose’s tautological complexity misses a simple common sense point: No matter what you do, you can’t hide massive troop withdrawals for very long.

FYI: To my mind, the 33,000 soldiers out of a total of 100,000 now stationed in Afghanistan whom President Obama says will be coming home in 15 months is the troop draw-down equivalent of cold molasses.

Let’s turn now to the most deceptive of the “stupidities” advocated this past weekend.  In the business section of the Sunday Times, Robert Frank, a Cornell economic professor, proposes that for the next 18 months we declare a payroll tax holiday for employees and exempt employers from paying payroll taxes for new hires.  Payroll taxes, by the way, are what employers and employees pay to support Social Security and Medicare. He also insists that we don’t lift the cap of $106,800 a year in income, above which people don’t pay Social Security payroll taxes.

The good professor Frank claims that giving these temporary tax breaks will lead to the creation of 6.2 million jobs. 

Now here comes the deceptive part:  How does Frank propose to pay Social Security benefits during the payroll tax holiday (he never mentions Medicare!)? “The Treasury would have to issue new bonds to cover those payments in the short term.”  

In other words, we lower taxes on businesses and borrow money from the wealthy to pay for the tax breaks.  It’s an old game he’s playing: instead of taxing people, and in particular the wealthy, to pay for government services, we fund deficit spending by giving them a safe investment.

Why not just raise taxes and invest the money in job-producing programs such as adding teachers to public schools, rebuilding our infrastructure and supporting commercialization of alternative energy technologies?  The net result will be more permanent job gains and a more equitable distribution of wealth, because government job-creation programs will funnel funds from the wealthy to the middle class and the poor.  As those who have followed OpEdge for any period of time know, the last 30 years have seen the flow of money in the opposite direction, from the poor and middle class to the wealthy.

Let’s close with the most laughable idea to come out of the weekend, that “Reverse mortgages will help millions of people stay in their homes and pay for a variety of retirement expenses in the coming decades.”  It comes from Ron Lieber, the Saturday Times “Your Money” columnist, whom I have chided before for advocating, albeit sometimes in a subtle way, a “spend first and worry later” mentality in his column.

A reverse mortgage is when the bank pays you from the equity in your house and you don’t have to pay it back until you die (when the heirs pay it back, from your estate, with their own cash or by selling the house).

In his column, Lieber defends reverse mortgages and tries to explain why Bank of America and Wells Fargo won’t write them anymore.  Here’s his reasoning: “Making a mortgage payment is one of the best forms of forced savings we have. So for people who don’t want to sell their homes and downsize to free up money for living expenses (or can’t, for practical reasons), a reverse mortgage may be their best hope for continued solvency.”

Huh, and double huh??!

Lieber’s argument is completely without sense: First of all, making a mortgage payment on a primary residence is a terrible way to enforce savings, because it comes at such a high interest rate.  You make a mortgage because you want to buy a house and it’s very tough to accumulate the cash needed without a loan.  Secondly, even if making a mortgage payment were a good way to enforce savings, that fact would have nothing to do with borrowing equity on your house at high rates to live beyond what Social Security and your retirement savings and pension can afford you.

By the way, Lieber destroys his own case for the reverse mortgage by telling us why the big banks are running from this financial product like rats from a sinking dinghy: They are afraid of bad publicity when they have to foreclose and kick a lot of senior citizens out of their homes because, despite getting the reverse mortgage, they can’t pay their taxes and home insurance.  They’re afraid that like sub-prime loans, the reverse mortgage will lead to another banking fiasco in which millions of people see their lives turned upside down.

Maybe instead of pushing reverse mortgages, Lieber should be giving seniors and those planning to be seniors one day tips about living within their means. 

The media’s obsession with deep-fried weird foods reflects a society fixated on consumption

The last few days has seen this year’s two-day cycle of stories about deep-fried food at state fairs.  For the past several years, virtually all national and much local coverage of state fairs has reduced to a gee-whiz feature on some new recipe to dip in batter and then deep-fry an unexpected common food or, as is often the case, food product.  

This year’s batter-dipped-and-deep-fried morsel is deep fried Kool-Aid”; last year it was deep fried beer. 

Some other foods that have been given the deep fried treatment at state fairs in recent years include cookie dough, butter, a banana split, peanut-butter-jelly-and-banana sandwich, pork chop, margarita, Twinkies (giving new life to the Twinkie defense: “I got indigestion, so I killed them”), cheese steak, corn on the cob, Klondike Bars (what would you do?), Snickers bar, Oreos, Girl Scout cookies, avocados and fresh peaches.  Perhaps the most Byzantine concoction is to deep fry two donuts with a piece of chicken sandwiched between them!!! 

Many of these food products come from the kitchen of a 300-pound food entrepreneur named Charlie Boghosian who sets up food booths at 400 state fairs and other festivals throughout the year.

To a large degree, the media has replaced coverage of state fairs with coverage of other types of large summer gatherings such as music festivals.  And yet that one round of national and local news stories on state fairs perseveres, but now it’s always on the same topic: deep-fried food. 

Nothing about 4H contests, butter sculpting, auto races, hoe-downs, horse shows, cowboy and agricultural exhibitions, amusement park rides, petting zoos, penny arcades, local bands, parades, craft sales, baking competitions or any of the other stuff I remember from the last state fair I attended some 25 years ago.   Beyond what the fair offers, there are all kinds of ways the media could cover state fairs on the national level, including noting long-term trends, i.e., that they are smaller and less important than they used to be, and to a large degree offer a homogeneity of entertainments, in part thanks to national vendors such as Charlie Boghosian. 

But no trend stories, either.  It’s all about the deep-fried food.

The media covers each year’s deep-fried fancy with a combination of prurient voyeurism and accident-gawking, all delivered with the kind of irony that says, “I’m both kidding and not kidding.” 

All of the articles assume that these foods are popular without question and take it for granted that we now associate summer fairs with deep-fried weird food.  Few speculate as to why, and those who do all contrast the eating of the deep-fried fancy with some virtuous ideal of food consumption. Some examples:

  • “Many, though, relish in the experience of sinking their teeth into something so utterly unhealthy in complete rebellion against doctors’ orders and societal pressures to eat fresh vegetables and low-fat foods.”
  • “In a nation where every meal can sometimes seem a celebratory indulgence, the State Fair is a chance for Americans to drop all pretence of restraint and really make pigs of themselves.”
  • “But there’s something really unsettling about a food that consists of taking a chemically flavored powder and adding more and more unhealthy layers around it. Am I crazy? Have I been watching too much Jamie Oliver?”

In the last case, the writer’s worry about the health implications of consuming deep-fried Kool-Aid becomes a symbol of her own assumed nutritional elitism, which takes the bite out of her scolding;. Am I crazy? Have I been watching too much Jamie Oliver? After questioning the healthiness of it all, she challenges her credentials to pose such a question since she’s a heath nut who watches Jamie Oliver.  The anti-elitist (and therefore American) joys of anti-nutrition are suggested in one unspoken belch of subtext.

What’s most interesting is that all of these comments are variations on the “guilty pleasure” theme which dominates advertising for high-end junk food and desserts.  In this case, the guilty pleasure is slumming at the fair. 

For both sophisticated dark chocolate and down-market deep-fried Twinkies, advertising and media coverage sell the same concept, “guilty pleasure.”  For so-called diet food products, the theme morphs into “guiltless pleasure,” but the underlying thought process is the same.  Whether you feel like crap or are having a great time, you deserve to have something to eat.   Even if it does make you feel a little guilty.  After all, guilt is just another emotion that the Great American Instant Gratification Machine can help you assuage through consumption—perhaps some shopping, and maybe a little something more to eat.

Government of big business, by big business and for big business wants taxes and regulations to perish from the Earth

Yesterday morning’s news brought two stories that together exemplify our current system of government: regulators who are in bed with the regulated; legislators whose sole constituency comprises big businesses; a government dedicated to lowering taxes and regulations above all else.

The first story I saw yesterday led the first page of The New York Times.  It was a very well-done report on the truly offensive efforts of large multinational companies such as Apple, Duke Energy, Microsoft and Google to get Congress and the Obama Administration to declare a repatriation holiday, which means that for a period of time, income earned in other countries that companies returned to the United States would be taxed at 5.25% instead of the current 35%.   Instead of paying the taxes, multinationals are just storing the money in the foreign countries where they earned it.

In the Times article, the companies and their supporters in Congress piously say that the money transferred back to the United States would be put to good use investing in new facilities and businesses and thereby creating new jobs.  But that’s not what happened last time we had a repatriation holiday in 2005, brought to you by Bush II and his economic team.  That tax break lured $312 billion back to the United States, but 92% of it went into dividends or buying back company stock.  No additional jobs were created. 

The Times article does not answer the obvious question:  What did the people who got the dividends and sold the stock do with their new riches?  Primarily the wealthy and large institutions own stocks, and when they sell those stocks and receive their quarterly dividends, they typically reinvest in other stocks, as opposed to opening new ventures or buying stuff that creates additional demand which creates more jobs.  We can assume that most of the $312 billion brought home in the 2005 repatriation holiday  went right back into the stock market, which means not only did it add no additional jobs, it contributed to the forming of the big bubble that burst three years later.

It’s just a bad idea.  Instead of giving large multinationals a one-time tax break, we should tax them for all income earned abroad even if they keep it abroad, which would probably require some type of international treaty.

Beyond manifesting the egregious piggy-ness of these large companies which already enjoy an historically low tax regime, the Times article shows which special interests really have power in Washington, and the degree to which politicians swallow the false myth that lowering taxes will free money for investing in new jobs. 

Lobbying to get a special tax break for rich multinationals who currently pay too little in taxes involves corruption of Congress.  The other story of interest in yesterday’s news involved corruption of the executive branch whose agencies administer federal laws.  The Associated Press (AP) reported that the Nuclear Regulatory Commission (NRC) has for years routinely lowered standards of nuclear plant operation when plants couldn’t meet the original standards.  And in many cases, the NRC ignored the regulation altogether.  

Here is a small quote from what is a very extensive—and chilling—AP article about foxes guarding the chicken coop who have the power in their hands to nuke the whole darn farm:

“Examples abound. When valves leaked, more leakage was allowed — up to 20 times the original limit. When rampant cracking caused radioactive leaks from steam generator tubing, an easier test of the tubes was devised, so plants could meet standards.

Failed cables. Busted seals. Broken nozzles, clogged screens, cracked concrete, dented containers, corroded metals and rusty underground pipes — all of these and thousands of other problems linked to aging were uncovered in the AP’s yearlong investigation. And all of them could escalate dangers in the event of an accident.”

Meanwhile, the public thinks we are operating the safest nuclear power plants in the world. 

These stories from yesterday morning are just two of the almost daily examples of the contemporary corruption of the executive and legislative branches by big business and big money. 

It’s a good thing we have the judiciary.  LOL.  Late yesterday afternoon, the faint hopes concealed behind that sarcasm were dashed. 

It wasn’t a matter of corruption of the judiciary we learned about yesterday afternoon, but of its distortion of constitutional law.  In the same day, the Supreme Court ruled that two lawsuits could not proceed: the class action against Wal-Mart for sexual discrimination and the lawsuit by eight states and environmentalists against polluting utilities.  Just two more examples of the activist agenda that the current pro-business majority of justices have been pursuing since John Roberts became Chief Justice in 2005. The Roberts Court has expanded the rights of corporations and lifted restraints from them, largely giving our biggest businesses carte blanche to do whatever they like.  Now that’s not corruption, but it sure smacks of what psychologists would call “enabling behavior.”

Perhaps Abraham Lincoln had it only half right in the Gettysburg Address:  we have government of, by and for, but it’s looking more and more as if it’s “of big business, by big businesses and for big business” and that the only things that are going to perish are a clean and safe environment and the middle class.

Survey suggests debt is now the dueling scar of our society: a disfiguring sign you’ve made it.

Among the upper classes in the Germany and Austria of the late 19th and the first few decades of the 20th century, dueling scars, called “Mensur,” were considered a badge of honor, a sign of status.  Fencing was the most popular sport among college students, and the social and economic elite among young men proudly wore scars across their left cheek.  Many seeking to fit in with the upper classes would scar themselves.

In other words, people hurt themselves or welcomed someone else hurting them because they saw it as a sign of status.  As Mel Brooks might put it, “Those crazy Germans!”

I hadn’t thought of the Mensur since my days of studying German literature in graduate school.  But this purposeful scarring came to mind last weekend when I read first online and then in The New York Times about the survey that said that the more debt a young adult had, the more self-esteem they possessed, except among the wealthy. 

The Ohio State researchers looked at both college and credit card debt.  For both kinds of debt, the more that a young person from the lower 25% of family income has of it, the higher the self-esteem.  Only credit card debt raises the self-esteem of those in the middle, and those from the most affluent families get no ego boost from holding either kind of debt.  The effect starts to wane at age 28, by which time people are worried that they may never pay it off.

We can all speculate on why having debt raises self-esteem.  The leader of the team that did the study thinks “young people have come to view debt favorably because they interpret it as an investment in their future.” 

One reason or another, though, the study suggests that debt has become a status symbol.  A status symbol is nothing more than the socialization of self-esteem.  People have high self-esteem because they have attained or embody something that society or a subset of society thinks is of value.

Like a cut on the face, debt is usually harmful, because it results in paying more for something than it is worth and it prevents you from accumulating money for the future, which often necessitates future indebtedness.  Once on the debt merry-go-round, it’s hard to get off.

There are a handful of things for which it is worth going into debt: to fund a business that has a viable business plan; to purchase a house in which you plan to live for a while; and certainly to pay for a college education.

But credit card debt is never a good idea, except for the bankers who collect the interest.  Businesses may like the convenience of credit card payments, but every penny that a customer sends to banks in interest and penalties is a penny not spent on additional goods and services.

The attitude expressed in the survey was not cautiousness about debt, but an embracing of debt as a status symbol.  And like all status symbols in all societies structured into classes, those seeking to attain status put more stock in the symbol than those who already have achieved status.

Something harmful and disfiguring that people embrace as a sign that they’ve made it.  That sounds like both the German dueling scar and debt in contemporary America, especially credit card debt.  Both symbolize a sickness weakening their respective societies.  In Germany and Austria, it was the militarism of the ruling elite that helped cause the slaughter known as World War I.   In 21st century America, it’s the “have it all now” exhortations of advertising, TV, cinema, other mass entertainment and the celebrity, how-to, travel, and lifestyle stories in the news media. 

“Have it now” is part of an unholy trinity of ideological imperatives that are driving us towards environmental, physical and spiritual ruin.  The other two ideas destroying America are: 1) The politics of selfishness, Ronald Reagan’s idea that it is best to seek self interest and never think of the greater good; 2) The idea that buying something is the way to express all emotions, opinions, commemorations, rituals or other inner experiences.   

Children on Medicaid are denied care as many docs become hypocritical about the Hippocratic Oath

A study by a professor of emergency medicine at the University of Pennsylvania released this morning shows that children on Medicaid are denied care more and have to wait much longer for appointments than other children. 

The details of the study are stunning: Two-thirds of children whose parents mentioned they were on Medicaid were denied appointments, compared to only 11% of children whose parents did not mention Medicaid.  For those clinics that accepted both kinds of patients, callers who said their kids were Medicaid had to wait an average of 22 days longer for an appointment than those who didn’t mention receiving Medicaid.  The study covered Cook County, Illinois, an enormous metropolitan region that includes Chicago and many suburbs.

These despicable figures follow reports featured in a USA TODAY story a year ago that documented the growing number of physicians who don’t accept Medicare patients:

  • The American Academy of Family Physicians reported that 13% of family physicians didn’t participate in Medicare in 2009, up from 6% five years earlier.
  • The American Medical Association said 17% of all doctors and 31% of primary care physicians they surveyed limit their Medicare patients.

These physicians who turn away the poor because they won’t get paid as much money to treat them are truly hypocrites, because they all took some form of the traditional Hippocratic oath, named after a Greek physician known as the father of medicine.  Wikipedia’s version of the classic English version of the Hippocratic oath includes this paragraph:

“I will apply dietic measures for the benefit of the sick according to my ability and judgment; I will keep them from harm and injustice.”

And here’s a line from the widely used modern version: “I will remember that I remain a member of society, with special obligations to all my fellow human beings, those sound of mind and body as well as the infirm.”

No one is asking these doctors who turn away Medicare and Medicaid patients to treat them for free.  We ask that they treat the elderly and the poor at a reduced fee. 

U.S. physicians earn a whole lot more money than their peers in every other country in the world.  It’s open to debate whether or not our doctors are better practitioners and therefore deserving of all money.  But consider this: comparative mortality charts suggest that doctors in many other countries achieve superior results to our physicians. 

Let’s not even argue the quality point because it doesn’t matter in the discussion of why American physicians make more than their global peers.  The American doctors live in the only advanced economy that follows the free-market healthcare model.  Their bigger bucks stem from the luck of the draw.  American physicians not only make more than their global peers, they also make more than virtually any of their patients, that is except for docs who cater to what they used to call the carriage trade.

We constrain free markets all the time, with regulations, tax policy and other market incentives and disincentives.  I’m therefore going to propose a new constraint: as a requirement of keeping the right to practice medicine the percentage of all patients that the doctor treats who are Medicare/Medicaid patients must be a minimum of 85% what it is for the Metropolitan Statistical Area where he/she has offices.  For example, if 15% of all patients in the area are on Medicare and Medicaid, then 12.75% of every physician’s patients must be enrolled in Medicare or Medicaid. Physicians going below 85% would automatically lose their medical licenses for a period of three years. 

The costs for this program would be minimal. With modern digital technology and the rapid implementation of electronic medical records in all physician offices, filing an annual report should be quite simple.  Of course, there would also have to be a small increase in the bureaucracy to audit reports and do spot investigations.  My guess is that this new regulations will lead to a decrease in Medicare/Medicaid costs over time, because adding new participants to a free market always reduces overall costs.  It’s an axiom of capitalist economics!

I would think that those thousands of ethical women and men comprising the majority of physicians would wholeheartedly support this new regulation, as it will level the playing field and take from them some of the burden of caring for patients for reduced fees.    

FCC recommendations to increase reporting depend on the free market that has gutted news coverage

Don’t berate yourself for missing the release of a study the Federal Communications Commission (FCC) released late last week.  As of this morning, Google News reports only 13 stories in total.  Most of the stories were based on a New York Times article; evidently the FCC released the study to the Times early, a frequent occurrence which often makes sense.

The 478-page study, titled “The Information Needs of Communities,” demonstrates that the amount of news reported is shrinking rapidly, even as the number of news outlets is proliferating. The report seems to supply little if any original research, but analyzes a large number of recent studies and an enormous amount of anecdotal evidence.  The findings reveal that far less original reporting goes on than 10 years ago, with local coverage especially lacking:

  • Newspaper newsrooms have lost about 13,400 positions in the past four years.
  • Between 2006 and 2009, newspapers cut the amount they collectively spent on reporting each year by a $1.6 billion.
  • Over the past 10 years, reporting has shrunk significantly in the following areas: state government, investigative, environmental.  In addition, there is much less reporting done on the significance of national policy on the local community.

As a study of the city of Baltimore released a year ago by the Pew Research Center’s Project for Excellence in Journalism shows, newspapers provide most of the original coverage, with other media usually reporting what they read in the newspaper or Associated Press.  Pew points out that newspapers account for 50% of original reporting, with TV accounting for another 30%, but as the FCC study suggests, much TV news is about crime and very little about politics, government or the economy.

The FCC study does an excellent job in describing the proliferation of new media, virtually all of it Internet based, including on-line versions of traditional media, on-line media doing original reporting or aggregating other sources, blogs and social media.

We thus have an increase in media and a decrease in reported news.  What’s filling the gap?  The FCC report does a less than stellar job in stating what the hundreds of thousands of new media outlets are feeding us, so I thought I would do it:

  • Opinion pieces, such as this very blog.
  • “Citizen’s reporting,” which is news reported by amateur journalists or passers-bye with cameras.  The FCC report does a good job of analyzing this phenomenon, both the amateurs who do investigative reporting and the citizen snapshots that end up on newspaper websites.  The report admits, however, that “citizen’s reporting” can never replace professional journalism.
  • Gotcha stories, such as when Sarah Palin tries to rewrite history, and YouTube/social media embarrassments.
  • Celebrity and mass entertainment news. I opened this piece by mentioning that Google New reported 13 mentions of the FCC study. On the day it was released, Google News reported approximately 24,000 media outlets doing stories on Lady Gaga.
  • Sports.
  • How-to stories, primarily related to relationships, shopping, finances, child-rearing, fitness and dieting.
  • Corporate shilling for products and services, some of which businesses pay for as if it were advertising and some of which stems from the need to fill the news and the readiness with which corporate PR types are able and willing to help.

The FCC study rightly proclaims that “the independent watchdog function that the Founding Fathers envisioned—going so far as to call it crucial to a healthy democracy—is in some cases at risk at the local level.”  I guess the panel of experts, led by former journalist Steven Waldman, hasn’t read the New York Times or heard NPR lately—national and international news is also suffering.  The decline in reporting has occurred at all levels of the news, as the FCC study itself documents, so the risk inherent of having an uninformed citizenry exists on every level.

 The report’s recommendations to confront this problem make me imagine a physician who proposes to cure an allergic reaction to peanuts by feeding the patient more peanuts.  The peanut in this case is the unregulated free market.  Remember that many more companies use to own our TV and radio stations and our newspapers, because until the Telecommunications Act of 1996 deregulated the industry, there used to be strict limits to how many and what types media outlets a single company could own. Fewer owners naturally leads to a consolidation of resources, which we have seen most dramatically in radio, where a small number of relatively right-wing owners have largely replaced local news talk shows and local news with Rush Limbaugh, Sean Hannity and their ilk.  

For example, the FCC study recommends that “nonprofit media need to develop more sustainable business models, especially through private donations.”  To help, the study proposes giving tax breaks for donating to nonprofit media.  But who has the most money to donate? Rich folk and corporations, who will thus be able to influence nonprofit reporting.  Of course some would say that rich folk and corporations have always controlled for-profit media.  True enough, but with so few reporters and so few media owners, the problem is far worse today than in prior decades.

If the FCC report really wanted to address the problem of a decline in original reporting, it would have advocated a return to the days when no single corporate entity could own so many media.  It would also call for raising the federal budget for support of public broadcasting and nonprofit news media, particularly to support local news reporting.   It might have also proposed rules that require media to more prominently tell us when advertisers are paying for the story or when corporations provide the story as a video news release or an article.

Some of the other recommendations that the FCC report advocates make a lot of sense:

  • Use the Internet to create greater government transparency so citizens can directly monitor institutions.
  • Spend more government advertising, such as armed forces recruitment, on local media.
  • Keep the Internet open and work towards achieving universal access to broadband Internet.
  • Take into account historically underserved communities when crafting rules and regulations. 

All well and good, but none will encourage the news media to report more news.

OpEdge’s uses the well-worn “define chutzpah” rhetorical technique to describe Weiner, Senate and others.

If a Jewish nonfiction writer sticks around long enough, he or she will be tempted to use the shop-worn “define chutzpah” rhetorical device, which consists of defining chutzpah and then applying the term to the acts or statements of someone or some group, or in simply saying that someone embodies the definition of chutzpah.

Alas, the likes of Representative Anthony Weiner, the U.S. Senate and Jena Troutman have driven your humble OpEdge scribe to resort to this hackneyed literary trope.

Merriam-Webster defines chutzpah as extreme confidence or gall.  While it is true that people with chutzpah usually project self-confidence, the essence of what constitutes chutzpah is an audacity that approaches shamelessness and also has the hint of the comic.  My favorite definition of chutzpah is the man who kills both his parents and then throws himself on the mercy of the court because he’s an orphan.    

Thus it took chutzpah for Mitt Romney to condemn the federal health care law that mimics the Massachusetts healthcare law he shepherded through the state legislature.  And it took chutzpah for the creators of our torture system to say that torture helped to find bin Laden.

But this past week we have seen at least three poster children for chutzpah emerge.

Isn’t it the height of chutzpah for Representative Weiner not to resign?  I don’t care that he showed his stuff online and I don’t care that by doing so he may have betrayed his new wife; those are personal issues.  But to lie when the digital age makes it so easy for the truth to come out either shows appalling ignorance or sheer stupidity, neither of which you want in a Congressional representative. Then there’s the matter of the evidence, which suggests that in more than one instance, his photographic transmissions were unsolicited, out of the blue and completely out of context, raising them from the harmless to potentially harmful harassment, and therefore a cause for resignation.

Of course, in the old days, my great uncles and aunts would have likely engaged in a heated shout-out over tea as to whether Weiner was a schmuck or a putz (two Yiddish words that originally meant a male’s “wiener,” but have long referred to categories of fools).

And isn’t it the height of chutzpah for 56 U.S. Senators to vote to postpone the date when the debit card reforms go into effect?  This vote favored banks, while ignoring the best interests of both consumers and small businesses (which make up more than 98% of all employers, according to the Small Business Administration).  These Senators will now go home and shamelessly and audaciously tell the voters that they are acting in their best interests.  Now that’s chutzpah!  Luckily, the motion needed 60 Senators to approve it, so it failed.

And doesn’t it take chutzpah for Jena Troutman, organizer of the ban circumcision movement in California, to claim that her petition was “never about religion,” when the head of the group that wrote the ballot proposal for her has created a cartoon character named Foreskin Man who fights the evil “Mohel Man.” Mohel, for the uninitiated, is the Hebrew word for the religious specialist who cuts the foreskin during the circumcision rite.  Thank goodness for another small wonder: Troutman is ending her pursuit of this anti-Semitic, anti-Moslem ballot initiative.

Shameless audacity—chutzpah—seems to define the current political tone in this country. 

But let’s not include Tim Pawlenty, former Minnesota Governor and Republican candidate for President, among the “chutzpahim.” 

Yes, it takes chutzpah for Pawlenty to say that by drastically cutting taxes and ending most non-military government spending, he can grow the economy by 5% within a few years and not tell us or show us how.  But in giving his plan to renew the U.S. economy, Pawlenty proposed a “Google” test for government: if you can Google it, the government shouldn’t be providing it.  Pawlenty forgets that the Internet was created as a government project called ARPANET and that without government support, there would be no Google, or any other Internet-based company, because there would be no Internet.  That makes Pawlenty a schmuck or a putz, reader’s choice.